My nephew has ditched uni it is nevertheless receiving their upkeep spending and loan it, certainly this really is fraudulence? He does not appear to care. Please advise. I’m sure that is going to meet up with him

My nephew has ditched uni it is nevertheless receiving their upkeep spending and loan it, certainly this really is fraudulence? He does not appear to care. Please advise. I’m sure that is goi.. <div class="more-link"> <a href="" class="btn black-border">Read More</a> </div> </div> <p><title>My nephew has ditched uni it is nevertheless receiving their upkeep spending and loan it, certainly this really is fraudulence? He does not appear to care. Please advise. I’m sure that is going to meet up with him

Jake Butler

Your nephew has to be cautious as pupil finance can require a reimbursement in the cash.

Andrew Turner

Hi we have twins likely to head to uni this september. Whilst, I will be lucky with having a top earnings, regrettably with home losings (no household) and 2 other kids, needing to top up the upkeep grant for 2 young ones on top of that is likely to be actually tough– 1 is ok- is there any mechanisms to simply simply take this under consideration to their upkeep assessment? Thanks

Jake Butler

Hi Andrew, you have exposed an issue that is severe the pupil finance system. The adjustment for the household income is only ?1130 a year if you have more than one child.

This implies they simply just take that much off your home earnings to account fully for you having more than one youngster at uni. It is not sufficient though. The device is broken but regrettably there is small you are able to do about this I’m afraid.

Andrew Turner

Many Many Thanks for advising. We agree, the modification is apparently totally inadequate, regrettably the consequence meaning the cooking cooking pot of funds should be split between two, so that they shall have dramatically paid off money.

Karen yates

I will be a mum. We borrow les than what they offer as I want to contribute myself to avoid a debt st the end when we apply for a maintenance loan, can. Many Thanks

Jake Butler

Hi Karen, I think this will be possible however you shall need certainly to speak with pupil finance. I wish to provide my advice right here and would generally suggest that you do not repeat this. Keep in mind that your son/daughter may never ever repay their complete loan (unless they truly are a higher receiving graduate). This means you might wind up foregoing cash that may not have to be reimbursed anyhow. You would be easier to save that cash you’re seeking to add and make use of it to aid down in future (eg by having a deposit for the homely home).

Please explore this a bit more before you make your choice and understand that student loan debt is similar to no other.

Noona fan

Hi, as a result of my circumstances, i must use by way of a paper application. At the time of today, i have determined not to ever make an application for maintenance loan nevertheless, imagine if I made a decision to use for maintenance loan once i have delivered down my application?

Jake Butler

Hi Noona, i am uncertain with this one. I guess you would need to contact student finance to inquire of exactly exactly what would take place for the reason that example. Many Thanks.

Ms S

Hi, We have one young child at uni moving in to her year that is final and beginning this present year. I am divorced or over till now my home earnings was examined back at my earnings alone that has been vaguely workable and I also have actually topped up my kid’s cost of living that has maybe perhaps not been simple. We have since remarried (just a year ago) but I don’t live with my partner and then he does not and contains never ever added to your household earnings at all nor should he. Our company is separate. He does not play a role in the kids either obviously. But i have already been told i need to even include his finances though we reside in various areas of the UK. I’m worried this can effect on their prospect of an upkeep loan when they view both our incomes do thy have appropriate directly to request this?

Jake Butler

Hi, as far as i am aware you may need to speak to them and ask for mitigating circumstances. They sometimes enable pupils to show that they’re separate of the moms and dads in a way that is similar. In my opinion you had need to prove without question that there’s no money passed between both you and your partner.

Having stated you may be on the wrong side additional reading of the rulings here that I feel. Eg. Similar to what sort of non hitched couple living together aren’t getting to benefit from income tax breaks etc it could be that the married couple are viewed as a joint earnings into the eyes of pupil finance whether living together or otherwise not i am afraid.

Bryan Sandford

To my application for pupil finance it asks if you are residing in the home or living overseas. Just What do you really place then 16 weeks at home if you spend say 36 weeks at uni?

Jake Butler

Hi Bryan. That could be classed as residing abroad as you’re perhaps maybe not residing in the home while you are learning.


Hi My daughter is beginning uni in 2018 september. Based on the caculator she will be eligible for a maintenance grant of ?4193. Her accommodation are going to be ?5000 each year. Performs this imply that as her parents we must spend the shortfall in accommodation plus all her residing costs?

Jake Butler

Hi Sarah, many thanks for getting back in touch. The maintenance grant isn’t any much much longer provided and so I’m assuming it really is an upkeep loan.

Extremely common for the upkeep loan add up to barely even protect lease and our research indicates that nearly 75percent of students want to get a component time work or depend on parents economically throughout college.

Please be conscious that pupils in 2018 can get somewhat significantly more than stated about this web page (as we continue to have the stats for 2017) though it will not be by that much.

As your child it not receiving the maximum loan it is demonstrably due to your home earnings. Interestingly (despite the fact that they do not state it) the federal government “expects” moms and dads in order to make the shortfall up.

We’ve really produced student that is simple calculator (you may use the 2017 stats) which lets you know just how much you will add (demonstrably it really is optional though).

I really hope this information assists. Please inform me if any questions are had by you.

Marcella Taylor-Smith

Hi my son is, beginning university 2018 sept, he’s got around 8000.00 savings will this influence their entitlement for maintenance grant etc

Jake Butler

Hi Marcella, the only time cost savings are taken into consideration is whenever the attention is counted as earnings. Considering the fact that this is so low it really is not likely to own any impact. It is well worth noting that the upkeep grant no further exists for brand new pupils either.


Hello! I will be a year that is first into 2nd 12 months in 2018. We used my stepfather and mother as my sponsors for my maintenance loan, thus I will get the maximum. Quantity however a present advertising means they are going to simply look at the 25,000. Can you really switch my sponsor to my father that is real when when it comes to loan therefore I can certainly still obtain the max. Quantity?

Jake Butler

Hi Kayleigh, this might be a high-risk strategy as you will likely be expected by student finance to justify the alteration.

Skip E

I will be making my program but have previously gotten my upkeep loan because of this term. Will education loan business ask with this back?

Jake Butler

Hi skip E. You will have to repay the loan at the same terms as other grads (eg when you earn over a certain amount after leaving your course) if you drop out. But, the uni and pupil finance likewise have the proper to inquire of for almost any money straight straight back that was overpaid to you personally. It is most likely that the financing with this term would are categorized as that for it back so they will most likely ask. Hope that can help.

Mrs s

My child includes a placement in America as part of her degree, does she get any help with funding from student finance – please can someone help me year

Jake Butler

Hi, this could easily rely on the college in addition to course. I recommend conversing with the college about any of it.

Michael Sallows

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